We offer a $5,000 Money-Back Guarantee when you join our HMO Financial Freedom Blueprint Program. If you complete the planning process and finance cannot be secured, your $5,000 deposit will be refunded in full.

1.1 Eligibility Criteria

• Pay the initial $5,000 deposit (program cost: $25,000).
• Complete finance pre-assessment with our nominated finance partner or approved lender.
• Actively participate in required steps, including:
  
  • attending strategy sessions;
  • providing finance documentation;
  • completing your HMO Portfolio Roadmap.
• A formal assessment must confirm that finance cannot be secured for any
  suitable investment strategy.

1.2 Exclusions

• You withdraw voluntarily before the finance assessment is complete.
• You fail to provide the required documentation.
• You are offered suitable finance but choose not to proceed.
• You enter into a contract of sale, loan, or formal agreement.
• You fail to complete the HMO Portfolio Roadmap process.

1.3 Refund Process

• Written refund request must be made within 14 days of finance rejection.
• Refund processed within 30 business days to the original payment method.
• Refund covers only the initial $5,000 payment.

1.4 Discretion & Final Decision

• HMO Property Co reserves the right to decline requests that don’t meet these terms.
• All decisions are final and binding.

1.5 Amendments

• Terms may be updated at any time.
• Updates do not affect participants already enrolled under prior terms.

We guarantee to lease your HMO rooms quickly, provided the agreed pricing strategy is followed.

If a room remains vacant after 4 weeks at Blueprint pricing, we will pay the owner 75% of the Blueprint weekly room rate until the room is filled.

2.1 Guarantee Period

• Starts when the property is Market Ready (furnished, cleaned, photographed, and advertised).
• Ends once all rooms are filled for the first time.
• Does not restart for future vacancies.

2.2 Blueprint Pricing

• Applies only if rooms are advertised at or below the Financial Freedom Blueprint rate.
• If the owner lists above the Blueprint rate, the guarantee is immediately void.
• Once void, it cannot be reinstated.

2.3 Compensation

• Paid at 75% of the Blueprint weekly room rate per vacant room.
• Calculated daily, paid monthly in arrears.
• Ends when the room is leased or guarantee is voided.

2.4 Exclusions (Guarantee Does Not Apply If…)

• Owner advertises above the Blueprint rate.
• Owner delays (furniture, approvals, access).
• Tenant delays (postponed or cancelled move-in).
• Market shocks or regulatory changes outside our control.
• Third-party delays (council, developer, utilities).
• Property not compliant or fit for occupation.
• Owner rejects applicants who meet standard criteria.
• Owner fails to meet financial obligations.

2.5 Owner Responsibilities

• Approve leasing documentation within 5 business days.
• Keep the property clean, furnished, and available.
• Accept tenants who meet screening standards.
• Remain up to date with all payments.

2.6 Limitations

• Applies only to the property under the signed Concierge Service Agreement.
• Non-transferable.
• Liability limited to compensation outlined in 2.3.

At HMO Property Co, we guarantee your new HMO property will be completed within 12 months from slab pour to PCI (Practical Completion Inspection).

If we don’t deliver, we’ll pay you $166.67 per day for every day the build goes over — up to $25,000 per property.

3.1 Guarantee Period

• Starts: official slab pour date (confirmed by builder).
• Ends: PCI date.
• PCI must be reached within 365 working days.
• From day 366 onward, compensation of $166.67/day applies.

3.2 Compensation

• Paid at $166.67/day (capped at $25,000).
• Paid monthly in arrears once delays are verified.
• Ends when PCI is achieved or the cap is reached.

3.3 What Qualifies as PCI

The build is deemed complete when:

• PCI has been conducted;
• all required certificates (occupancy or equivalent) are issued.

3.4 Exclusions (Guarantee Does Not Apply If…)

• Extreme weather or natural disasters.
• Government restrictions or shutdowns.
• Labour or material shortages outside builder’s control.
• Utility or council delays.
• Developer delays in title release or civil works.
• Finance delays caused by banks, valuers, or client.
• Client variations or design changes.
• Client failure to approve documents or provide access.

3.5 Client Responsibilities

• Engage builder through our Concierge Service.
• Approve plans, documents, and variations within 5 business days.
• Ensure finance, valuations, and payments are on time.
• Provide timely site access.

3.6 Limitations

• Guarantee applies only to the property tied to a Concierge Service Agreement.
• Cannot be transferred or reused.
• Maximum liability limited to compensation outlined in 1.2.

Our Commitment

At HMO Property Co, we deliver high-yielding HMO investments on time and on budget, filled with tenants, and backed by financial certainty.