We offer a 100% Money-Back Guarantee.
If you decide not to proceed after completing the planning process — or if finance cannot be secured — any amount paid (part or full) will be refunded in full.
Stripe or card fees may apply. For fee-free refunds, we recommend paying by bank transfer.

We guarantee to lease your HMO rooms quickly, provided the agreed pricing strategy is followed.
If any room remains vacant after 4 weeks at Blueprint pricing, we will pay you 75% of the Blueprint weekly room rate for that room, every week it stays empty, until it is leased.
Why 75% — and why that is the right number:
When a room is vacant, the variable costs for that room (electricity, hot water, gas consumption) are not being incurred. Those savings come off the landlord’s effective cost. On top of that, property management fees are only charged on rent actually collected — so there is no PM fee on an empty room. What an investor realistically nets from an occupied room, after variable costs and management fees, is approximately 75% of the gross room rate. Our guarantee makes that floor explicit and backs it with a dedicated reserve fund. This is not a discounted guarantee. It is an accurate one.
Note: Fixed property costs (internet, insurance, base utility charges) still apply to the property as a whole. The saving is on per-room variable consumption.

2.1 Guarantee Period
Starts when the property is Market Ready (furnished, cleaned, photographed, and advertised).
Ends once all rooms are filled for the first time.
Does not restart for future vacancies.

2.2 Blueprint Pricing
Applies only if rooms are advertised at or below the Financial Freedom Blueprint rate.
If the owner lists above the Blueprint rate, the guarantee is immediately void.
Once void, it cannot be reinstated.

2.3 Compensation
Paid at 75% of the Blueprint weekly room rate per vacant room.
Calculated daily, paid monthly in arrears.
Ends when the room is leased or guarantee is voided.

2.4 Exclusions (Guarantee Does Not Apply If…)
Owner advertises above the Blueprint rate.
Owner delays (furniture, approvals, access).
Tenant delays (postponed or cancelled move-in).
Market shocks or regulatory changes outside our control.
Third-party delays (council, developer, utilities).
Property not compliant or fit for occupation.
Owner rejects applicants who meet standard criteria.
Owner fails to meet financial obligations.

2.5 Owner Responsibilities
Approve leasing documentation within 5 business days.
Keep the property clean, furnished, and available.
Accept tenants who meet screening standards.
Remain up to date with all payments.

2.6 Limitations
Applies only to the property under the signed Concierge Service Agreement.
Non-transferable.
Liability limited to compensation outlined in 2.3.

Build Time Guarantee

We do not just promise to build your HMO — we guarantee when you will have it. The clock starts at slab pour — not contract signing, not construction commencement. That is when your countdown begins. No ambiguity. No shifting goalposts.

Single Storey: We guarantee to build and hand over your property within 12 months of slab pour.
Double Storey: We guarantee to build and hand over your property within 15–16 months of slab pour.

If we miss that deadline, we pay you $500 per week directly into your account for every week we run over — up to a maximum of 6 weeks ($3,000 total).

3.1 Guarantee Period
Starts: confirmed slab pour date (verified by the builder).
Ends: Practical Completion Inspection (PCI) date.
Single storey: PCI within 12 calendar months of slab pour.
Double storey: PCI within 15–16 calendar months of slab pour.
Compensation of $500 per week applies from week 1 of overrun.

3.2 Compensation
$500 per week for each week beyond the guaranteed timeframe.
Capped at 6 weeks ($3,000 maximum per property).
Paid monthly in arrears once delays are verified.
Ends when PCI is achieved or the cap is reached.

3.3 What Qualifies as PCI
PCI has been formally conducted and all required certificates (occupancy or equivalent) have been issued by the relevant authority.

3.4 Exclusions (Guarantee Does Not Apply If…)
Client fails to meet progress payment obligations on time.
Client-requested variations after construction has commenced.
Delays caused by third parties outside our control (council, utilities, weather events).
Force majeure or unforeseen site conditions.
Client fails to provide required approvals, selections, or documentation within the specified timeframe.

3.5 Client Responsibilities
Engage builder through our Concierge Service Agreement.
Approve plans, documents, and variations within 5 business days.
Ensure finance, valuations, and progress payments are settled on time.
Provide timely site access when required.

3.6 Limitations
Applies only to the property covered under a signed Concierge Service Agreement.
Non-transferable and cannot be reused across multiple properties.
Maximum liability limited to the compensation outlined in 3.2.

Our Commitment

At HMO Property Co, we deliver high-yielding HMO investments on time and on budget, filled with tenants, and backed by financial certainty. These are not just words — they are backed by three guarantees with real money behind them.

Money-Back Guarantee

We offer a 100% Money-Back Guarantee.
If you decide not to proceed after completing the planning process — or if finance cannot be secured — any amount paid (part or full) will be refunded in full.
Stripe or card fees may apply. For fee-free refunds, we recommend paying by bank transfer.

Rental Guarantee

We guarantee to lease your HMO rooms quickly, provided the agreed pricing strategy is followed.

If any room remains vacant after 4 weeks at Blueprint pricing, we will pay you 75% of the Blueprint weekly room rate for that room, every week it stays empty, until it is leased.

Why 75% — and why that is the right number:
When a room is vacant, the variable costs for that room (electricity, hot water, gas consumption) are not being incurred. Those savings come off the landlord’s effective cost. On top of that, property management fees are only charged on rent actually collected — so there is no PM fee on an empty room. What an investor realistically nets from an occupied room, after variable costs and management fees, is approximately 75% of the gross room rate. Our guarantee makes that floor explicit and backs it with a dedicated reserve fund. This is not a discounted guarantee. It is an accurate one.
Note: Fixed property costs (internet, insurance, base utility charges) still apply to the property as a whole. The saving is on per-room variable consumption.

2.1 Guarantee Period
Starts when the property is Market Ready (furnished, cleaned, photographed, and advertised).
Ends once all rooms are filled for the first time.
Does not restart for future vacancies.

2.2 Blueprint Pricing
Applies only if rooms are advertised at or below the Financial Freedom Blueprint rate.
If the owner lists above the Blueprint rate, the guarantee is immediately void.
Once void, it cannot be reinstated.

2.3 Compensation
Paid at 75% of the Blueprint weekly room rate per vacant room.
Calculated daily, paid monthly in arrears.
Ends when the room is leased or guarantee is voided.

2.4 Exclusions (Guarantee Does Not Apply If…)
Owner advertises above the Blueprint rate.
Owner delays (furniture, approvals, access).
Tenant delays (postponed or cancelled move-in).
Market shocks or regulatory changes outside our control.
Third-party delays (council, developer, utilities).
Property not compliant or fit for occupation.
Owner rejects applicants who meet standard criteria.
Owner fails to meet financial obligations.

2.5 Owner Responsibilities
Approve leasing documentation within 5 business days.
Keep the property clean, furnished, and available.
Accept tenants who meet screening standards.
Remain up to date with all payments.

2.6 Limitations
Applies only to the property under the signed Concierge Service Agreement.
Non-transferable.
Liability limited to compensation outlined in 2.3.

Build Time Guarantee

We do not just promise to build your HMO — we guarantee when you will have it. The clock starts at slab pour — not contract signing, not construction commencement. That is when your countdown begins. No ambiguity. No shifting goalposts.

Single Storey: We guarantee to build and hand over your property within 12 months of slab pour.
Double Storey: We guarantee to build and hand over your property within 15–16 months of slab pour.

If we miss that deadline, we pay you $500 per week directly into your account for every week we run over — up to a maximum of 6 weeks ($3,000 total).

3.1 Guarantee Period
Starts: confirmed slab pour date (verified by the builder).
Ends: Practical Completion Inspection (PCI) date.
Single storey: PCI within 12 calendar months of slab pour.
Double storey: PCI within 15–16 calendar months of slab pour.
Compensation of $500 per week applies from week 1 of overrun.

3.2 Compensation
$500 per week for each week beyond the guaranteed timeframe.
Capped at 6 weeks ($3,000 maximum per property).
Paid monthly in arrears once delays are verified.
Ends when PCI is achieved or the cap is reached.

3.3 What Qualifies as PCI
PCI has been formally conducted and all required certificates (occupancy or equivalent) have been issued by the relevant authority.

3.4 Exclusions (Guarantee Does Not Apply If…)
Client fails to meet progress payment obligations on time.
Client-requested variations after construction has commenced.
Delays caused by third parties outside our control (council, utilities, weather events).
Force majeure or unforeseen site conditions.
Client fails to provide required approvals, selections, or documentation within the specified timeframe.

3.5 Client Responsibilities
Engage builder through our Concierge Service Agreement.
Approve plans, documents, and variations within 5 business days.
Ensure finance, valuations, and progress payments are settled on time.
Provide timely site access when required.

3.6 Limitations
Applies only to the property covered under a signed Concierge Service Agreement.
Non-transferable and cannot be reused across multiple properties.
Maximum liability limited to the compensation outlined in 3.2.

Our Commitment

At HMO Property Co, we deliver high-yielding HMO investments on time and on budget, filled with tenants, and backed by financial certainty. These are not just words — they are backed by three guarantees with real money behind them.